Real estate and mortgage fraud have significant economic consequences, leading to financial losses for lenders, eroding consumer confidence, and potentially destabilizing the broader financial system.

Mortgage fraud occurs when material misstatements, misrepresentations, or omissions influence a lender’s credit decision. These violations carry severe consequences—including imprisonment, substantial restitution payments, fines, and probation at both state and federal levels.

As dedicated partners to financial institutions, we specialize in detecting and preventing mortgage fraud throughout the secondary market. We actively collaborate with regulatory and law enforcement agencies to combat fraudulent activities involving mortgages and related financial instruments.

Two Primary Forms of Mortgage Fraud:

Fraud for Profit — Perpetrated by industry insiders such as appraisers, brokers, and loan originators who exploit the lending process to illegally extract cash or equity.

Fraud for Housing — Committed by borrowers attempting to secure or maintain homeownership through deceptive means.

Our comprehensive services help your organization identify and mitigate mortgage fraud risks through advanced detection systems, prevention strategies, and regulatory compliance guidance. We deploy sophisticated analytics to flag potential fraud indicators both within and outside your organization, while facilitating appropriate reporting to governmental agencies when fraud is detected.

Real estate fraud manifests through numerous deceptive schemes—mortgage fraud, title fraud, foreclosure scams, identity theft, unauthorized property loans, document forgeries, fraudulent ownership transfers, appraisal manipulation, falsified inspections, and equity skimming—all designed to extract illegal financial gain or property advantages.

These fraudulent activities pose severe financial threats to every real estate market participant: buyers, sellers, lenders, property owners, renters, and service providers alike.

Protection against these schemes demands a three-pronged approach: education about common fraud tactics, vigilance throughout transactions, and collaborative verification processes. Understanding warning signs is your first line of defense against financial devastation while helping preserve market integrity.

We provide specialized resources and tools to strengthen your due diligence protocols and implement robust safeguards against real estate fraud’s evolving threats.